Car Financing with Poor Credit

FAQs about financing: Our goal is financing for all

Does the whole idea of financing your next car seem like a major challenge? Does it stir up some anxiety? Have you struggled with financial issues in the past? At Delaware Subaru in Wilmington, DE, we understand. We know anyone can go through tough times and the experts in our Subuaru Finance Center aren't going to judge you. They're going to help you. We believe in "financing for all," and we can make the whole process easier.

What if I have bad credit? Can I get a car loan or lease through you?

Yes, we offer special financing and we make it easy to get a car loan or a lease. Even if you have bad credit, a low credit score or no credit at all, we have ways to help. We have friendly, supportive experts in our finance center with years of experience in helping people get the credit they need, even if you have serious credit issues. We have the knowledge and the resources to help you. When we say "financing for all," we mean it.

Is there such a thing as guaranteed financing and do you offer it?

Yes, there's such a thing as guaranteed financing and yes, we offer it. That means we will pull out all the stops to get you the loan or lease you need to drive home in a new or pre-owned Subaru model or other quality car. We help car buyers get financing here when they visit us from Hockessin, DE or Kennett Square, PA, regardless of their past credit history. We know the strategies and we have the resources to help you get the right loan.

How will I be treated if my credit is all messed up?

At Delaware Subaru, we treat every customer like a friend or a member of the family. For us, it doesn't matter if you have solid gold credit or if you've had financial struggles for years. When you walk in the door and talk to one of our finance specialists, you're a customer and we're here to help you. We don't just have you fill out a bunch of confusing forms and leave you on your own. We'll give you all the practical support you need.

How do you help people with shaky credit get a loan?

We have a number of solutions when someone has credit challenges. When appropriate, we can help you get affordable used car financing and offer flexible money down options. We look for ways to reduce the cash required up front for our Pennsville and Salem, NJ customers. We can help you make sure you're choosing a vehicle that fits your budget situation so you can get a truly affordable loan, and our new Subaru specials can also be a big help.

What steps should I take to help me get the financing I need?

One simple step you can take is to apply for financing online so you can see where you stand. When you use our simple, totally secure Finance Application, you can fill out the form in a matter of minutes. If you need help completing it, one of our finance center specialists will be glad to assist you. If you need help getting qualified for the loan you need after you've submitted the application, we can help with that as well. 

Regardless of your credit history, we're here for you

If you have more financing questions about how to get a loan or a lease for your next Subaru or any other vehicle we sell, talk to the friendly specialists in our finance center. We believe in helping everyone and that includes you, no matter how much you may have struggled with credit in the past. Visit us soon at Delaware Subaru, only a few minutes from Carneys Point, NJ in Wilmington, DE.Â